Privacy Policy
Last updated: January 1, 2026
At BJP Loans, we take your privacy seriously. This Privacy Policy describes how we collect, use, disclose, and safeguard your information when you visit our website and use our lending services. Please read this policy carefully to understand our practices regarding your personal data.
Information We Collect
We may collect information about you in various ways, including:
Personal Data
Name, email address, phone number, mailing address, date of birth, Aadhaar number, PAN card details, government-issued ID, employment information, income details, and bank account information.
Financial Data
Credit score, credit history, bank statements, tax returns, investment accounts, and other financial information necessary for loan underwriting.
Technical Data
IP address, browser type and version, operating system, device information, cookies, usage data, and browsing history on our platform.
How We Use Your Information
- Process and evaluate your loan applications
- Verify your identity and prevent fraud
- Communicate with you about your account and our services
- Improve our website, products, and customer experience
- Comply with legal obligations and regulatory requirements
- Send promotional communications (with your consent)
Cookies & Tracking Technologies
We use cookies and similar tracking technologies to enhance your experience on our platform:
Essential Cookies
Required for the website to function properly. Cannot be disabled.
Analytics Cookies
Help us understand how visitors interact with our website.
Functional Cookies
Remember your preferences and settings.
Marketing Cookies
Used to deliver relevant advertisements. Can be disabled.
Data Sharing & Disclosure
We may share your information with the following parties:
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Lending Partners: Banks, credit unions, and licensed lenders who process your loan applications.
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Service Providers: Third-party vendors who assist with operations, including payment processors, identity verification, and cloud hosting.
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Credit Bureaus: CIBIL, Experian, and CRIF High Mark for credit checks and reporting as per RBI guidelines.
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Legal Authorities: When required by law, court order, or to protect our legal rights.
Data Security
We implement industry-leading security measures to protect your data:
Your Rights
Depending on your location, you may have the following rights:
Questions About This Policy?
If you have any questions about this Privacy Policy, please contact us:
Email: privacy{{ str_replace(' ', '', strtolower($siteName)) }}.com
Phone: +91 1800-123-4567
Address: Mumbai, Maharashtra, India